FAQ’S 2017-11-01T21:39:33+00:00


A real estate purchase or sale can seem intimidating, especially to first-time home buyers. Sometimes it can even seem like a different language. You have questions, allow me to get you the answers.

What is the difference between listing my home with a traditional brokerage and going with a ‘commission free’ real estate service? 2017-10-20T11:40:15+00:00

The reason some people choose low or no commission real estate services is of course to save on the commission fees and potentially keep more money in their pocket. However, in reality, it may not always turn out this way.

Using a traditional brokerage, you are represented by a personal sales representative to take care of all your real estate needs such as marketing and showing your home to potential buyers and other agents as well as taking care of all the paperwork and negotiating on your behalf. The Brokerage serves as your agent. With many “commission free” real estate services, you are selling your home on your own, doing all the leg work, and showing your home,…on your own. This requires plenty of spare time in addition to your usual work & life schedule. If you feel capable of attracting the right buyer and negotiating a sale, then by all means consider the “commission free” option. In addition, the “commission free” services usually charge a fee up front before even stepping foot into your home and charge additional fees for extra options, whereas a traditional brokerage never charges commission until the property is sold. If your home does not sell with a “commission free” service, then you are out the fees you paid up front. With a traditional brokerage, you will not be charged any commission or fee if your home doesn’t sell.

Once more, an agent from a traditional brokerage gives you an impartial view of your property and performs a comparative market analysis to stage your home properly in the marketplace to get it sold within a reasonable time period and at a price that the market can bear. Owners, by no fault of their own, tend to over-value and overprice their homes when attempting to sell privately or through “commission free” services. This usually leads to homes sitting on the market too long, becoming stale, meanwhile turning off a good portion of buyers that would have an interest in your home if was priced properly in the marketplace.

There are plenty of real estate service choices and there is really no right or wrong answer. It solely depends on the individual and your comfort level of allowing a professional to sell your home or attempting to sell it on your own. I suggest doing your research, interviewing reputable real estate agents, visiting a brokerage, and talking with representatives from “commission free” services that should be able to refer you to past clients.


Some REALTORS® charge a flat fee, rather than a commission %. Is this legal? 2017-10-20T11:38:09+00:00

Charging a flat fee instead of a % is legal. As of early 2014, REALTORS® are also able to charge a commission combination of a flat fee and %. This varies from brokerage to brokerage and agent to agent. I definitely consider all commission options when listing a property.


What commission % do you charge? 2017-10-20T11:36:49+00:00

Commission rates vary from home to home and is discussed with the home owner at the time of the listing presenting.

We have never put our house up for sale before. What will it cost us to sell our home? 2017-10-20T11:34:28+00:00

Costs on any home will vary according to the market value of the property. Costs will include, but is not limited to, a REALTOR® commission, legal fees, any upgrade requests and mortgage brokerage/bank fees if applicable. If you are considering selling your home, please contact me to arrange an appointment to discuss the costs involved or obtain a free home evaluation.


I am a first-time home buyer. Is there any government incentives to help me purchase my first home? 2017-10-20T11:33:03+00:00

The government provides several incentives for first-time homebuyers that include rebates. Click the following links for more information:

First Time Home Buyers Tax Credit (HBTC)
Land Transfer Tax Rebate for First Time Home Buyers


I have never purchased a home before. How do I find out what I can afford or what type of mortgage I will need? 2017-10-20T11:31:40+00:00

Your REALTOR® can help you out in this respect. I can email you a financial worksheet or make arrangements to get together and help you fill one out. It will at the very least give you a general idea of what you can afford. I can then direct you to a professional mortgage specialist that will help you further by choosing the correct mortgage for you and give you a pre-approved mortgage so we can begin to look for your first home. Simply contact me to get started. * TIP: You may also use my online mortgage calculator to help you determine what you can afford.


I want to be represented by a REALTOR® in the buying process. Will I be able to purchase a home in a new home development that already has an agent on site? 2017-10-20T11:12:28+00:00

Yes. A REALTOR® can show you any homes you so desire, no matter if it is a home in a new development. It is recommended that a REALTOR® represent a buyer and act as a mediator and negotiator in the buying process.


I have a very busy work schedule and I don’t have much time to go out and look at homes. Is there a way I can have a REALTOR® do the leg work for me? 2017-10-20T11:27:18+00:00

I can easily set-up a system to email you listings of homes on the market that match your criteria. The system will automatically send you listings as they come available. Once you see properties you like, I can pre-view the homes for you to see if they match your criteria. From there, I will recommend homes we should tour on a specific date that fits your schedule. Get your listings here and let’s get started!


I want to have a new home custom built for me. Do I need a REALTOR® to help me work with a builder? 2017-10-20T11:13:10+00:00

You do not need a REALTOR® to be able to work with a builder. However, it is good to use the skills and knowledge of a REALTOR® to negotiate prices and recommend upgrades and materials used in construction. A REALTOR® will have a good working relationship with local builders and act as a mediator if problems arise during the construction process.

I was on the Realtor.ca website and found several homes I would like to see. Do I have to contact every listing agent to see the homes? 2017-10-20T11:05:36+00:00

No. Just because the homes are listed by several different agents and brokerages, doesn’t mean you have to contact each one to view the homes. Find one agent that you are comfortable with, that will work with you in finding the right property. Your personal agent will then contact and book home tours for the homes you want to see, and then take you on a tour of the homes. Your agent will also do background checks on those homes before you view them and negotiate on your behalf should you make an offer.

How much does it cost to have a REALTOR® represent me in the buying process? 2017-10-20T11:02:29+00:00

REALTORS® are paid by commission on the sale of a property. The commission payment is made by the selling party. In most circumstances, the buyer will not pay any commission or fee for REALTOR® representation. The only time the buyer may have to pay any deficiency in commission, is if the buyer is interested in a private sale property that is not represented by a traditional brokerage, and not willing to pay a commission. Either way, a commission % or dollar amount to be paid, if any, is laid out in the Buyer Representation form prior to viewing homes.